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What We Cover

WE'RE IN YOUR CORNER

Combining generations of farming expertise with decades of insurance experience. At Risk Associates, we’re here to support and protect every aspect of your agricultural pursuits, from PRF and Crop Hail Coverage to Homeowner’s, Car, and Business Insurance. Trust us to safeguard your family’s legacy and secure your present and future.

Crop Insurance

A plan that focuses on simplicity in terms of choices, resulting in clear understanding of the product. Protect your crops against a loss in yield due to unavoidable, naturally occurring events. For most crops, it includes adverse weather, fire and insects.

Property & Casualty

We are currently offering Property & Casualty insurance plans in our home state of Iowa! Coverage plans available include: Home, Auto, Farm & Ranch, Life, Business, and Health.

Livestock Risk Protection

Insure your cattle, swine or lamb against a decline in market prices; no margin account required.

Private Products | Crop Hail

Crop Hail coverage can be tailored to fit any operation by selecting an amount of insurance per acre and a deductible that most accurately reflects your risk profile.

Apiculture

Lack of rainfall? Get paid. We look at the historical averages for rainfall in your grid to determine the expected rainfall for your selected coverage interval. If it rains less than 90% during your selected interval, you get paid!